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    <p>Kirk, thanks so much for this illuminating analysis, and for
      replying to my shared Vox article. Lots to think about here! Your
      insight is very helpful.<br>
      Gary<br>
    </p>
    <div class="moz-cite-prefix">On 12/7/2024 8:18 AM, McClure, Kirk via
      Electronic-LAN wrote:<br>
    </div>
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        <p class="MsoNormal"><span style="font-size:11.0pt">Eric, Kyle,
            Bryan, Sheri and all,<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt">Let me try
            to address your questions as best I can.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><i><span style="font-size:11.0pt">Expansion
              of the Lawrence Budget<o:p></o:p></span></i></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt">There is
            little doubt that the budget is growing. I follow Chad
            Lawhorn’s stories on the overestimation of expected sales
            tax revenues.  But municipal budgets are not my expertise. 
            Like all residents of Lawrence, we expect our property taxes
            to grow over time, but the growth should remain in sync with
            the growth in incomes.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><i><span style="font-size:11.0pt">Did
              Minneapolis add more units and lowered rents as a result<o:p></o:p></span></i></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt">The numbers
            in this chart look suspect. I checked the American Community
            Survey (ACS) numbers for 2018 to 2023 for Minneapolis and
            Kansas City. The ACS is a 1% survey conducted by the Census
            Bureau each year. It is very reliable. The time period in
            the chart is a little doubtful because it contains the
            pandemic years which created turmoil for the housing
            industry.  Volatile numbers make it possible to compare a
            non-normal peak with a non-normal valley to get a false
            reading. Ignoring that issue, rents in Minneapolis rose by
            27.7% over this period while they rose 31.4% in Kansas City.
            Inflation rose by 31.8 percent.  Thus, rents rose comparable
            the growth in prices in KC while Minneapolis rose about 4
            percentage points below the pace of inflation. This is good
            for Minneapolis, but it is hardly a large difference,  Rents
            remain 10% higher in Minneapolis.  Thus, even with a small
            drop in rents, they remain high.  On the growth in the stock
            of units, the KC metropolitan area expanded its stock of
            units at a pace that was 14% higher than the growth in
            households; Minneapolis grew a little
            <u>less rapidly</u> at 12% faster than household growth. 
              These numbers do not suggest to me that Minneapolis
            expanded its stock faster or caused its rents to fall
            significantly as a result.  I recently read a study
            indicating that the revised zoning in Minneapolis resulted
            in a home price <u>increase</u> due to the expanded
            development options in the formerly single-family zones.  As
            I mentioned earlier, it will take years to assess the true
            effects of the Minneapolis upzoning program.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><i><span style="font-size:11.0pt">Has my
              work been critiqued?<o:p></o:p></span></i></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt">Yes, the
            paper that Alex Schwartz and I wrote was published in
            <i>Housing Policy Debate</i> as a forum piece which means 4
            experts were asked to review the paper with their reviews
            published after the article.  Alex and I were given the
            opportunity to respond.  None of the reviews agreed with us,
            but none found fault. Each seemed to make arguments
            suggesting that multiple and varied definitions of a
            shortage exist. We agree that many definitions of a shortage
            can be devised, but the core of the concept of a shortage is
            too few units to house the population.  Since at least 2000,
            the housing stock has grown faster than household formation
            which has grown faster than population. Households can form
            faster than population growth only where the housing supply
            is adequate. If the stock expands slower than population
            growth, households could not form, household size would
            increase, and overcrowding would worsen. None of these have
            happened. The affordability problems we face result from
            high prices and low incomes, not a scarcity of housing.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><i><span style="font-size:11.0pt">Would a
              better measure be the units available for sale?<o:p></o:p></span></i></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt">The answer
            depends on the question being asked. If the question asks if
            we have enough units to house the population, the units for
            sale does not answer this question. If the question asks if
            we have enough units to permit those seeking to buy a home a
            large array of choices, then the units available for sale is
            the better measure. Since the pandemic, the pace of growth
            of new units has been slowed by high interest rates, labor
            shortages and supply chain issues. This is a problem for
            households seeking to buy a new home because they have fewer
            choices now than in the past. This problem is compounded by
            fewer existing homes offered for sale because of the recent
            spike in mortgage rates.  If you have a 3% interest rate on
            your mortgage, it makes sense not to move because a new
            mortgage will cost 6.5%. However, that prospective
            homebuyers do not have as full an array of choices does not
            mean that they do not have a home. We do not have a shortage
            of homes, but we do have fewer homes on the market compared
            to the past. To a realtor, this is a shortage.  To me, it is
            a short-term problem for which the Harris campaign proposed
            good solutions, and the Trump campaign did not.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><i><span style="font-size:11.0pt">What
              about Short-Term Rentals (STR) such as AirBnB?<o:p></o:p></span></i></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt">The research
            on this issue is scant. There is no high-quality database on
            the STR stock. I have done a quick search on Google Scholar
            on the impact of STR units on prices and find little. Most
            of the research looks at the impact of STR units on hotels.
            I could find no research indicating that banning STR units
            lowers home prices or rents. Most of the research is
            conducted in tourist destinations with high demand. None
            seems to be very instructive for Lawrence.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><i><span style="font-size:11.0pt">Some may
              conclude from my work that government need not act.<o:p></o:p></span></i></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt">All
            researchers suffer from this problem. Any piece of research
            can be misinterpreted.  My work is focused on designing the
            solutions to the affordability problems of our housing
            markets.  Too many people conclude that affordability
            problems are fueled by high prices which are due to
            scarcity.  They see the solution as building more units.  My
            work says that affordability problems are fueled by high
            prices and low incomes but not by a scarcity of housing
            units.  I see the solution as attacking high prices and
            raising wages with no need to build units any faster than we
            have over the last few decades.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt">I hope this
            helps.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt">All the
            best,<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt">Kirk<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><b><o:p> </o:p></b></p>
        <p class="MsoNormal"><b>Kirk McClure</b><span
            style="font-size:10.0pt">, Ph.D.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:10.0pt">Professor
            Emeritus<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:10.0pt">Urban
            Planning Program<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:10.0pt">University
            of Kansas<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:10.0pt"><a
              href="mailto:mcclure@ku.edu" moz-do-not-send="true"><span
                style="color:#467886">mcclure@ku.edu</span></a><o:p></o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
        <div
style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
          <p class="MsoNormal"><b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif">
              Eric Kirkendall <a class="moz-txt-link-rfc2396E" href="mailto:kirkendall1@gmail.com"><kirkendall1@gmail.com></a>
              <br>
              <b>Sent:</b> Friday, December 6, 2024 1:58 PM<br>
              <b>To:</b> ELECTRONIC-LAN
              <a class="moz-txt-link-rfc2396E" href="mailto:electronic-lan@lists.ku.edu"><electronic-lan@lists.ku.edu></a>; McClure, Kirk
              <a class="moz-txt-link-rfc2396E" href="mailto:mcclure@ku.edu"><mcclure@ku.edu></a><br>
              <b>Cc:</b> Kyle Thompson <a class="moz-txt-link-rfc2396E" href="mailto:kthompson@sunflower.com"><kthompson@sunflower.com></a>;
              Bryan Mann <a class="moz-txt-link-rfc2396E" href="mailto:bmann4@gmail.com"><bmann4@gmail.com></a><br>
              <b>Subject:</b> Re: [Electronic-LAN] Vox.com: The
              pro-housing consensus that wasn’t<o:p></o:p></span></p>
        </div>
        <p class="MsoNormal"><o:p> </o:p></p>
        <div>
          <p class="MsoNormal">Kirk, thank you very much for sharing
            actual data about Lawrence housing.  If the City Commission
            would make fact-based decisions, we would all be better
            off. <o:p></o:p></p>
          <div>
            <p class="MsoNormal"><o:p> </o:p></p>
          </div>
          <div>
            <p class="MsoNormal">Perhaps we could even slow the
              incredibly fast growth in the city budget (driven in part
              by foolish subsidies to apartment developers) but I won't
              hold my breath.<o:p></o:p></p>
          </div>
          <div>
            <p class="MsoNormal"><o:p> </o:p></p>
          </div>
          <div>
            <p class="MsoNormal">Here's my swag at recent budget
              increases. The data is buried and very hard to find in
              City of Lawrence records, so I can't guarantee it's 100%
              correct and would appreciate better info if anybody has
              it. <o:p></o:p></p>
          </div>
          <div>
            <p class="MsoNormal"><o:p> </o:p></p>
          </div>
          <div>
            <p class="MsoNormal">Regards, Eric<o:p></o:p></p>
          </div>
          <div>
            <p class="MsoNormal"><o:p> </o:p></p>
          </div>
          <div>
            <p class="MsoNormal" style="margin-bottom:12.0pt"><br>
              <img border="0" width="1008" height="1735"
                style="width:10.5in;height:18.0729in"
                id="Picture_x0020_1"
                src="cid:part1.vladAdv3.3Mhq0att@gmail.com" class=""><br>
              <br>
              <br>
              <o:p></o:p></p>
          </div>
          <div>
            <p class="MsoNormal"><o:p> </o:p></p>
          </div>
          <div>
            <p class="MsoNormal"><o:p> </o:p></p>
            <div>
              <p class="MsoNormal"><o:p> </o:p></p>
            </div>
            <div>
              <p class="MsoNormal"><o:p> </o:p></p>
            </div>
          </div>
        </div>
        <p class="MsoNormal"><o:p> </o:p></p>
        <div>
          <div>
            <p class="MsoNormal">On Thu, Dec 5, 2024, 4:39<span
                style="font-family:"Arial",sans-serif"> </span>PM
              Bryan Mann via Electronic-LAN <<a
                href="mailto:electronic-lan@lists.ku.edu"
                moz-do-not-send="true" class="moz-txt-link-freetext">electronic-lan@lists.ku.edu</a>>
              wrote:<o:p></o:p></p>
          </div>
          <blockquote
style="border:none;border-left:solid #CCCCCC 1.0pt;padding:0in 0in 0in 6.0pt;margin-left:4.8pt;margin-right:0in">
            <div>
              <p class="MsoNormal">Hi Kirk,<o:p></o:p></p>
              <div>
                <p class="MsoNormal"><o:p> </o:p></p>
              </div>
              <div>
                <p class="MsoNormal">I have a few questions about your
                  housing units vs. the population change numbers you
                  shared. <o:p></o:p></p>
              </div>
              <div>
                <p class="MsoNormal"><o:p> </o:p></p>
              </div>
              <div>
                <p class="MsoNormal">What if the units are not used for
                  long-term housing but for other purposes, such as
                  Airbnb? Wouldn't a better measure be the available
                  supply for homeowner purchase? How do other forms of
                  housing commodification (like short-term rentals)
                  affect pricing? It must have an effect, but I have yet
                  to do any research to learn what that effect might be.
                  Can you point me in the right direction to find work
                  like this? Does banning Airbnb in cities (it has
                  happened around the world) ever put downward pressure
                  on pricing?<o:p></o:p></p>
              </div>
              <div>
                <p class="MsoNormal"><o:p> </o:p></p>
              </div>
              <div>
                <p class="MsoNormal">Thanks,<o:p></o:p></p>
              </div>
              <div>
                <p class="MsoNormal"><o:p> </o:p></p>
              </div>
              <div>
                <p class="MsoNormal">Bryan Mann<o:p></o:p></p>
              </div>
            </div>
            <p class="MsoNormal"><o:p> </o:p></p>
            <div>
              <div>
                <p class="MsoNormal">On Thu, Dec 5, 2024 at 4:18<span
                    style="font-family:"Arial",sans-serif"> </span>PM
                  kthompson--- via Electronic-LAN <<a
                    href="mailto:electronic-lan@lists.ku.edu"
                    target="_blank" moz-do-not-send="true"
                    class="moz-txt-link-freetext">electronic-lan@lists.ku.edu</a>>
                  wrote:<o:p></o:p></p>
              </div>
              <blockquote
style="border:none;border-left:solid #CCCCCC 1.0pt;padding:0in 0in 0in 6.0pt;margin-left:4.8pt;margin-right:0in">
                <div>
                  <div>
                    <div>
                      <p class="MsoNormal">HI,<o:p></o:p></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><o:p> </o:p></p>
                    </div>
                    <div>
                      <p class="MsoNormal">Let’s try attaching my chart!<o:p></o:p></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><o:p> </o:p></p>
                    </div>
                    <div
id="m_-2944191802928280581m_-6887124634224411286ms-outlook-mobile-signature">
                      <div>
                        <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif">Thanks,</span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                        <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif"> </span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                        <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif">Kyle Thompson</span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                        <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif"><a
                              href="mailto:kthompson@sunflower.com"
                              target="_blank" moz-do-not-send="true"><span
                                style="color:#0563C1">kthompson@sunflower.com</span></a></span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                        <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif">785-331-5783</span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                        <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif"> </span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                        <p style="margin:0in"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"> <o:p></o:p></span></p>
                        <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif"><img border="0"
                              width="264" height="49"
                              style="width:2.75in;height:.5104in"
                              id="_x0000_i1030"
src="cid:part2.FTBbHGjZ.OgIwUrPy@gmail.com" class=""></span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                      </div>
                    </div>
                    <div
id="m_-2944191802928280581m_-6887124634224411286mail-editor-reference-message-container">
                      <div>
                        <div
style="border:none;border-top:solid windowtext 1.0pt;padding:3.0pt 0in 0in 0in;border-color:currentcolor currentcolor">
                          <p class="MsoNormal"
                            style="margin-bottom:12.0pt"><b><span
                                style="color:black">From:
                              </span></b><span style="color:black">Electronic-LAN
                              <<a
href="mailto:electronic-lan-bounces@lists.ku.edu" target="_blank"
                                moz-do-not-send="true"
                                class="moz-txt-link-freetext">electronic-lan-bounces@lists.ku.edu</a>>
                              on behalf of kthompson--- via
                              Electronic-LAN <<a
href="mailto:electronic-lan@lists.ku.edu" target="_blank"
                                moz-do-not-send="true"
                                class="moz-txt-link-freetext">electronic-lan@lists.ku.edu</a>><br>
                              <b>Date: </b>Thursday, December 5, 2024
                              at 3:42</span><span
style="font-family:"Arial",sans-serif;color:black"> </span><span
                              style="color:black">PM<br>
                              <b>To: </b>McClure, Kirk <<a
                                href="mailto:mcclure@ku.edu"
                                target="_blank" moz-do-not-send="true"
                                class="moz-txt-link-freetext">mcclure@ku.edu</a>>,
                              Listserv of the Lawrence Association of
                              Neighborhoods (LAN) <<a
href="mailto:electronic-lan@lists.ku.edu" target="_blank"
                                moz-do-not-send="true"
                                class="moz-txt-link-freetext">electronic-lan@lists.ku.edu</a>>,
                              Sheri Ellenbecker <<a
                                href="mailto:sheriellenbeck@hotmail.com"
                                target="_blank" moz-do-not-send="true"
                                class="moz-txt-link-freetext">sheriellenbeck@hotmail.com</a>><br>
                              <b>Subject: </b>Re: [Electronic-LAN]
                              Vox.com: The pro-housing consensus that
                              wasn’t<o:p></o:p></span></p>
                        </div>
                        <div>
                          <div>
                            <p class="MsoNormal">HI Kirk,<o:p></o:p></p>
                          </div>
                          <div>
                            <p class="MsoNormal"><o:p> </o:p></p>
                          </div>
                          <div>
                            <p class="MsoNormal">Has your work been
                              critiqued by any groups like Strong Towns
                              or any of the large coterie of urbanists?<o:p></o:p></p>
                          </div>
                          <div>
                            <p class="MsoNormal"><o:p> </o:p></p>
                          </div>
                          <div>
                            <p class="MsoNormal">According to this
                              chart, something is happening in
                              Minneapolis. My understanding is that it
                              is predominately Transit Oriented
                              Development and not infill duplexes and
                              triplexes. Note: Minneapolis is a college
                              town.<o:p></o:p></p>
                          </div>
                          <div>
                            <p class="MsoNormal"><o:p> </o:p></p>
                          </div>
                          <div>
                            <p class="MsoNormal"><o:p></o:p></p>
                          </div>
                          <div>
                            <p class="MsoNormal"><o:p> </o:p></p>
                          </div>
                          <div>
                            <p class="MsoNormal">I think people will
                              cite your work and say, “See we don’t need
                              to build more housing”, without looking at
                              your concerns about zoning and subsidizing
                              certain forms. I do believe that only
                              through more density, sprawl can be
                              contained and more affordable housing can
                              be built. Since LAN is concerned about the
                              LDC, do you have criticisms of it or are
                              you generally in favor of it.<o:p></o:p></p>
                          </div>
                          <div>
                            <p class="MsoNormal"><o:p> </o:p></p>
                          </div>
                          <div
id="m_-2944191802928280581m_-6887124634224411286ms-outlook-mobile-signature">
                            <div>
                              <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif">Thanks,</span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                              <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif"> </span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                              <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif">Kyle Thompson</span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                              <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif"><a
href="mailto:kthompson@sunflower.com" target="_blank"
                                    moz-do-not-send="true"><span
                                      style="color:#0563C1">kthompson@sunflower.com</span></a></span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                              <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif">785-331-5783</span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                              <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif"> </span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                              <p style="margin:0in"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"> <o:p></o:p></span></p>
                              <p style="margin:0in"><span
style="font-family:"Calibri",sans-serif"><img border="0"
                                    width="264" height="49"
                                    style="width:2.75in;height:.5104in"
id="m_-2944191802928280581m_-6887124634224411286Picture_x0020_1"
src="cid:part2.FTBbHGjZ.OgIwUrPy@gmail.com" class=""></span><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
                            </div>
                          </div>
                          <div
id="m_-2944191802928280581m_-6887124634224411286mail-editor-reference-message-container">
                            <div>
                              <div
style="border:none;border-top:solid windowtext 1.0pt;padding:3.0pt 0in 0in 0in;border-color:currentcolor currentcolor">
                                <p class="MsoNormal"
                                  style="margin-bottom:12.0pt"><b><span
                                      style="color:black">From:
                                    </span></b><span style="color:black">Electronic-LAN
                                    <<a
href="mailto:electronic-lan-bounces@lists.ku.edu" target="_blank"
                                      moz-do-not-send="true"
                                      class="moz-txt-link-freetext">electronic-lan-bounces@lists.ku.edu</a>>
                                    on behalf of McClure, Kirk via
                                    Electronic-LAN <<a
href="mailto:electronic-lan@lists.ku.edu" target="_blank"
                                      moz-do-not-send="true"
                                      class="moz-txt-link-freetext">electronic-lan@lists.ku.edu</a>><br>
                                    <b>Date: </b>Wednesday, December 4,
                                    2024 at 10:39</span><span
style="font-family:"Arial",sans-serif;color:black"> </span><span
                                    style="color:black">PM<br>
                                    <b>To: </b>Sheri Ellenbecker <<a
href="mailto:sheriellenbeck@hotmail.com" target="_blank"
                                      moz-do-not-send="true"
                                      class="moz-txt-link-freetext">sheriellenbeck@hotmail.com</a>>,
                                    ELECTRONIC-LAN <<a
href="mailto:electronic-lan@lists.ku.edu" target="_blank"
                                      moz-do-not-send="true"
                                      class="moz-txt-link-freetext">electronic-lan@lists.ku.edu</a>><br>
                                    <b>Subject: </b>Re:
                                    [Electronic-LAN] Vox.com: The
                                    pro-housing consensus that wasn’t<o:p></o:p></span></p>
                              </div>
                              <div>
                                <div>
                                  <div>
                                    <p class="MsoNormal">Sheri and all,<o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal"><o:p> </o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal">Good questions.<o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal"><o:p> </o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal">Households
                                      versus families.  Terminology is
                                      always tricky.  In the housing
                                      field, we all stick with the
                                      definitions used by the Census
                                      Bureau.  A household is one or
                                      more persons who occupy a single
                                      housing unit.  A family is two or
                                      more persons related by blood or
                                      marriage.  A family usually lives
                                      in a single housing unit, but a
                                      family can be spread across
                                      multiple units. A household may or
                                      may not be a family. A household
                                      can be a single individual living
                                      alone, or a household can be 2+
                                      people who may not be related by
                                      blood or marriage.<o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal"><o:p> </o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal">The “missing
                                      middle” and the “entry level
                                      home.”  It is true that low-cost
                                      starter homes, duplexes and
                                      townhouses are not being built in
                                      great numbers.  Some people blame
                                      zoning. Minneapolis recently
                                      eliminated single-family zoning in
                                      an attempt to promote greater
                                      mixing of housing types and price
                                      levels.  It will take years to see
                                      how much, if any, effect the
                                      elimination of single-family
                                      zoning will have.<o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal"><o:p> </o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal">NIMBY.  The sad
                                      reality is that existing
                                      homeowners do not want low-cost
                                      housing built in their
                                      neighborhoods out of fear that the
                                      low-cost units will lower the
                                      value of the existing
                                      higher-priced units. Whether
                                      through zoning or other means,
                                      existing homeowners will fight to
                                      protect the value of their homes. 
                                      This is a political roadblock that
                                      is hard to overcome.  <o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal"><o:p> </o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal">Subsidies for
                                      developers.  It is very costly for
                                      the government to subsidize
                                      builders to construct lower cost
                                      housing units. It is nearly always
                                      less expensive for the government
                                      to help low-income households
                                      purchase units already in the
                                      market.  <o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal"><o:p> </o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal">New units
                                      versus existing units.  New units
                                      are only a very small part of the
                                      total housing stock, and very few
                                      households ever own a new home. 
                                      Existing units in good shape can
                                      meet the needs of the low-income
                                      at lower cost to the taxpayers.
                                       It is generally more cost
                                      effective and easier to overcome
                                      NIMBYism to subsidize low-income
                                      homebuyers purchase and renovate
                                      existing homes than it is to
                                      subsidize homebuilders to build
                                      new homes for low-income
                                      homebuyers.<o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal"><o:p> </o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal">Raise wages.  I
                                      have often said that nothing fixes
                                      a rooftop better than a paycheck. 
                                      The single most effective housing
                                      program is raising the minimum
                                      wage.  California recently adopted
                                      a $20 per hour minimum wage. 
                                      Housing analysts will be watching
                                      because when a household earns
                                      $40,000 or more, affordability
                                      problems tend to go away.<o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal"><o:p> </o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal">I hope that
                                      this helps.<o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal"><o:p> </o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal">All the best,<o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal">Kirk <o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal"><o:p> </o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal"><o:p> </o:p></p>
                                  </div>
                                </div>
                              </div>
                              <div
id="m_-2944191802928280581m_-6887124634224411286ms-outlook-mobile-signature">
                                <div>
                                  <p class="MsoNormal"><o:p> </o:p></p>
                                </div>
                                <div>
                                  <div>
                                    <p class="MsoNormal"><b>Kirk McClure</b><o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal">Professor
                                      Emeritus<o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal">Urban Planning
                                      Program<o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal">University of
                                      Kansas<o:p></o:p></p>
                                  </div>
                                  <div>
                                    <p class="MsoNormal"><a
                                        href="mailto:mcclure@ku.edu"
                                        target="_blank"
                                        moz-do-not-send="true"
                                        class="moz-txt-link-freetext">mcclure@ku.edu</a><o:p></o:p></p>
                                  </div>
                                </div>
                              </div>
                              <div class="MsoNormal" align="center"
                                style="text-align:center">
                                <hr size="2" width="98%" align="center">
                              </div>
                              <div
id="m_-2944191802928280581m_-6887124634224411286divRplyFwdMsg">
                                <p class="MsoNormal"><b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">From:</span></b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">
                                    Sheri Ellenbecker <<a
href="mailto:sheriellenbeck@hotmail.com" target="_blank"
                                      moz-do-not-send="true"
                                      class="moz-txt-link-freetext">sheriellenbeck@hotmail.com</a>><br>
                                    <b>Sent:</b> Wednesday, December 4,
                                    2024 3:06:20 PM<br>
                                    <b>To:</b> McClure, Kirk <<a
                                      href="mailto:mcclure@ku.edu"
                                      target="_blank"
                                      moz-do-not-send="true"
                                      class="moz-txt-link-freetext">mcclure@ku.edu</a>>;
                                    ELECTRONIC-LAN <<a
href="mailto:electronic-lan@lists.ku.edu" target="_blank"
                                      moz-do-not-send="true"
                                      class="moz-txt-link-freetext">electronic-lan@lists.ku.edu</a>><br>
                                    <b>Cc:</b> Gary Webber <<a
                                      href="mailto:gkwebber@gmail.com"
                                      target="_blank"
                                      moz-do-not-send="true"
                                      class="moz-txt-link-freetext">gkwebber@gmail.com</a>><br>
                                    <b>Subject:</b> Re: [Electronic-LAN]
                                    Vox.com: The pro-housing consensus
                                    that wasn’t</span>
                                  <o:p></o:p></p>
                                <div>
                                  <p class="MsoNormal"> <o:p></o:p></p>
                                </div>
                              </div>
                              <div>
                                <div>
                                  <p class="MsoNormal">Thanks. That is
                                    very enlightening data that you’ve
                                    shared. Some incomplete thoughts
                                    that I have had are that often a
                                    family has two houses because the
                                    family is not one unit. Does that
                                    count as two household then? Another
                                    thing that has been in the back of
                                    my mind is that there is no
                                    incentive for the builder to build a
                                    moderately priced home. They make a
                                    lot more money on more expensive
                                    homes I think. so the little slab
                                    ranchers that we rented when we were
                                    first married are no longer being
                                    built. The bedrooms were small. The
                                    bathrooms were small and they had an
                                    eaten kitchen. That served us nicely
                                    then it seems like those are not
                                    even being built now as
                                    single-family dwellings. And I do
                                    believe that most people want to
                                    have a single family dwelling as
                                    opposed to an apartment when they
                                    have a family.  Maybe that is
                                    something that is no longer possible
                                    in America. But I think in small
                                    town America like Lawrence Kansas
                                    that is what people want. Am I right
                                    in that? I think that if there was a
                                    way for the city to offer an
                                    incentive to build these types of
                                    homes , maybe more people could
                                    afford them. Also, there’s another
                                    way to look at this and that would
                                    be to raise wages. <o:p></o:p></p>
                                </div>
                                <div>
                                  <p class="MsoNormal"><br>
                                    <br>
                                    <o:p></o:p></p>
                                  <blockquote
style="margin-top:5.0pt;margin-bottom:5.0pt">
                                    <p class="MsoNormal"
                                      style="margin-bottom:12.0pt">On
                                      Dec 4, 2024, at 2:58<span
style="font-family:"Arial",sans-serif"> </span>PM, McClure,
                                      Kirk via Electronic-LAN <<a
href="mailto:electronic-lan@lists.ku.edu" target="_blank"
                                        moz-do-not-send="true"
                                        class="moz-txt-link-freetext">electronic-lan@lists.ku.edu</a>>
                                      wrote:<o:p></o:p></p>
                                  </blockquote>
                                </div>
                                <blockquote
style="margin-top:5.0pt;margin-bottom:5.0pt">
                                  <div>
                                    <p class="MsoNormal"><span
style="font-family:"Tahoma",sans-serif"></span> <o:p>
                                      </o:p></p>
                                    <div>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">LAN
                                          members,</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">I
                                          just want to chime in on the
                                          affordable housing issue.  As
                                          a former member of LAN from
                                          Old West Lawrence, I continue
                                          to follow the good work of the
                                          association.  I also am a
                                          retired professor of urban
                                          planning who specializes in
                                          affordable housing.</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">The
                                          books mentioned in the Vox.com
                                          article are all noteworthy,
                                          but they probably are not the
                                          best research available in the
                                          area of affordable housing. 
                                          The authors of these books all
                                          come to the field of housing
                                          with limited knowledge of how
                                          housing markets behave, and
                                          these authors have a great
                                          many predispositions.  All are
                                          predisposed to think that the
                                          price of housing is high
                                          because the supply is scarce. 
                                          In many good and services,
                                          this may be true; it is not
                                          true in housing.  Careful
                                          examination of the data show
                                          that there is no shortage of
                                          housing in nearly all of the
                                          916 metropolitan areas of the
                                          nation, including Lawrence. 
                                        </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">Some
                                          quick facts from the Census,
                                          the most reliable source of
                                          population and housing data:</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">               
                                          <i>Item                     
                                            2000                    
                                            2020                    
                                            Change               
                                            Percent Change</i></span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">               
                                          Population        
                                          80,083                
                                          94,934                
                                          14,851                 19%</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">               
                                          Housing Units 
                                          32,792                
                                          43,421                
                                          10,629                 32%</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">               
                                          Households     
                                          31,435                
                                          39,688                
                                            8,253                 26%</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">Housing
                                          growth outpaced both
                                          population and household
                                          formation.  Thus, there is no
                                          housing shortage in Lawrence. 
                                          But prices are high here as
                                          they are throughout the
                                          nation.</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">Prices
                                          are high for reasons other
                                          than scarcity.  Our building
                                          codes demand that housing be
                                          built to high standards which
                                          increases prices.   Our
                                          capital gains tax laws favor
                                          investment in owner-occupied
                                          homes making homes the single
                                          largest component of household
                                          net worth which contributes to
                                          upward pressure on prices.  As
                                          a household’s largest
                                          investment, homeowners protect
                                          their investments with zoning
                                          codes that exclude
                                          lower-priced homes
                                          contributing to upward
                                          pressure on home prices. 
                                          Supply chain problems, labor
                                          problems and high interest
                                          rates have contributed to
                                          recent increases in the costs
                                          of building new units which
                                          also contribute to upward
                                          pressure on prices.  The
                                          upward trend in prices
                                          outpaces the growth of
                                          incomes, especially for poor
                                          households who tend to be
                                          renters.  </span>
                                        <o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">The
                                          housing affordability problems
                                          of Lawrence (and nearly all
                                          metropolitan markets in the
                                          nation) result from low
                                          incomes and a housing market
                                          that cannot produce housing
                                          affordably priced for the
                                          low-income households.  What
                                          this means is that we cannot
                                          build our way out of the
                                          housing affordability
                                          problem.  Adding large
                                          quantities of housing units
                                          will not lower housing prices.</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">We
                                          can help to resolve housing
                                          affordability problems with
                                          rental assistance (Housing
                                          Choice Vouchers) and
                                          low-income homebuyer
                                          assistance (downpayment
                                          assistance and below-market
                                          interest rate loans). 
                                        </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">There
                                          are exceptions.  Special needs
                                          households and the homeless
                                          have problems that are best
                                          addressed by building housing
                                          that fits their special
                                          needs.  However, for the vast
                                          majority of the population,
                                          the market has already built
                                          the housing that is needed; we
                                          need to help the poor pay for
                                          the housing that already
                                          exists.</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">I
                                          hope that this helps.</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">All
                                          the best,</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt">Kirk
                                        </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <p style="margin:0in"><b> </b><o:p></o:p></p>
                                      <p style="margin:0in"><b>Kirk
                                          McClure</b><span
                                          style="font-size:10.0pt">,
                                          Ph.D.</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:10.0pt">Professor
                                          Emeritus</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:10.0pt">Urban
                                          Planning Program</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:10.0pt">University
                                          of Kansas</span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:10.0pt"><a
                                            href="mailto:mcclure@ku.edu"
                                            target="_blank"
                                            moz-do-not-send="true"><span
                                              style="color:#467886">mcclure@ku.edu</span></a></span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <p style="margin:0in"><span
                                          style="font-size:11.0pt"> </span><o:p></o:p></p>
                                      <div
style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
                                        <p style="margin:0in"><b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif">
                                            Electronic-LAN <<a
href="mailto:electronic-lan-bounces@lists.ku.edu" target="_blank"
                                              moz-do-not-send="true"
class="moz-txt-link-freetext">electronic-lan-bounces@lists.ku.edu</a>>
                                            <b>On Behalf Of </b>Gary
                                            Webber via Electronic-LAN<br>
                                            <b>Sent:</b> Wednesday,
                                            December 4, 2024 12:23 PM<br>
                                            <b>To:</b> ELECTRONIC-LAN
                                            <<a
href="mailto:electronic-lan@lists.ku.edu" target="_blank"
                                              moz-do-not-send="true"
class="moz-txt-link-freetext">electronic-lan@lists.ku.edu</a>><br>
                                            <b>Subject:</b>
                                            [Electronic-LAN] Vox.com:
                                            The pro-housing consensus
                                            that wasn’t</span><o:p></o:p></p>
                                      </div>
                                      <p style="margin:0in"> <o:p></o:p></p>
                                      <div>
                                        <p style="margin:0in"><a
href="https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.vox.com%2Fpolicy%2F389431%2Fhousing-affordable-homes-yimby-nimby-shortage-construction&data=05%7C02%7Celectronic-lan%40lists.ku.edu%7C99dfda0d096243856b2c08dd16e95a33%7C3c176536afe643f5b96636feabbe3c1a%7C0%7C0%7C638691913695730356%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=M37MW8WbeodVithx4gibbLwcnlUJQb1tZ68yShh5aao%3D&reserved=0" originalSrc="https://www.vox.com/policy/389431/housing-affordable-homes-yimby-nimby-shortage-construction" shash="pc1Q0X76KMFl5AzaW+dJcVrsDUAED1sypd09YnYWtERc65tEwqfJNXrrQNWK6ZLWhRUsYo6zBTStmG1j3/YG25UI2IfKdznNvUfFCSsXMjhC+28QVNUepVCKVcFxl+eVvQGL1KoHO6XI14uZhvL9S7sC0bhmTcqUA2LbIzYlTo0="
originalsrc="https://www.vox.com/policy/389431/housing-affordable-homes-yimby-nimby-shortage-construction"
shash="uTmJuZhdSnDkxAh4AD7M5UNHlcvYIYrHHBGhDc6KjKYGBYw0/MIOSEaN93xbe/aQ1/bmPuwzuThFfPYAyEFcMxSj0hIVRTfVo1jE/EqKCheaZHUNY7ScLFT+vBE2kPwLqq3T8Cn+mU0jc/cJXCMI+BnnVojYyjAfYm7aS1T8poM="
                                            target="_blank"
                                            moz-do-not-send="true"
class="moz-txt-link-freetext">https://www.vox.com/policy/389431/housing-affordable-homes-yimby-nimby-shortage-construction</a> <o:p></o:p></p>
                                        <div>
                                          <p style="margin:0in"> <o:p></o:p></p>
                                        </div>
                                        <div>
                                          <p style="margin:0in">I
                                            suggest reading this article
                                            from Vox (link above), which
                                            summarizes 3 new books on
                                            housing trends in the U.S.
                                            It provides an excellent
                                            review of the history of
                                            housing that got us where we
                                            are today, and the possible
                                            paths proposed to improve
                                            the situation.<o:p></o:p></p>
                                        </div>
                                        <div>
                                          <p style="margin:0in"> <o:p></o:p></p>
                                        </div>
                                        <div>
                                          <p style="margin:0in">Gary
                                            Webber<o:p></o:p></p>
                                          <div>
                                            <p style="margin:0in"> <o:p></o:p></p>
                                          </div>
                                        </div>
                                      </div>
                                    </div>
                                    <p class="MsoNormal">_______________________________________________<br>
                                      Electronic-LAN mailing list<br>
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href="mailto:Electronic-LAN@lists.ku.edu" target="_blank"
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                                      <a
href="https://lists.ku.edu/listinfo/electronic-lan" target="_blank"
                                        moz-do-not-send="true"
                                        class="moz-txt-link-freetext">https://lists.ku.edu/listinfo/electronic-lan</a><o:p></o:p></p>
                                  </div>
                                </blockquote>
                              </div>
                            </div>
                          </div>
                        </div>
                      </div>
                    </div>
                  </div>
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                <p class="MsoNormal">_______________________________________________<br>
                  Electronic-LAN mailing list<br>
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                    target="_blank" moz-do-not-send="true"
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              </blockquote>
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            <p class="MsoNormal">_______________________________________________<br>
              Electronic-LAN mailing list<br>
              <a href="mailto:Electronic-LAN@lists.ku.edu"
                target="_blank" moz-do-not-send="true"
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              <a href="https://lists.ku.edu/listinfo/electronic-lan"
                target="_blank" moz-do-not-send="true"
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          </blockquote>
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      </div>
      <br>
      <fieldset class="moz-mime-attachment-header"></fieldset>
      <pre wrap="" class="moz-quote-pre">_______________________________________________
Electronic-LAN mailing list
<a class="moz-txt-link-abbreviated" href="mailto:Electronic-LAN@lists.ku.edu">Electronic-LAN@lists.ku.edu</a>
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</pre>
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